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Item ID 2384726 in Category: Health & Beauty - Life Insurance

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Renewing vs. Converting Your Term Policy: A Critical Decision


As your term life policy nears its end, you'll face an important choice: renew it or convert it. This article explores the pros and cons of each option. We'll explain that while renewing can extend your coverage without a new medical exam, it often comes with a much higher premium. Conversely, converting a policy to a permanent plan allows you to lock in lifelong coverage and potentially build cash value, but at a higher cost. This guide will help you weigh your options based on your financial situation and future goals.

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Target State: All States
Target City : All Cities
Last Update : 04 September 2025 7:04 PM
Number of Views: 36
Item  Owner  : Mary Scott
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2025-09-16 (0.628 sec)